Prepare and Prosper

Prepare + Prosper (P+P) is a nonprofit that works with people to build financial well-being and build financial systems that work for everyone. We harness the power of volunteers and organizational partnerships to provide free, one-on-one financial coaching, low fee, banking products to help build wealth (available regardless of banking! *), and free tax preparation and financial services to create economic opportunity for everyone. Learn what we can do for you below!

Do you have a financial goal you want to reach? Getting started can feel overwhelming, but P+P is here to help! 

Build a brighter financial future in 2021 and reach your financial goals with Money Mentors free financial coaching. Work one-on-one with a volunteer financial coach to develop an individualized action plan to help you reach your financial goals. We’ve adapted the program to honor COVID-19 safety guidelines with an entirely virtual program (using phone and video conferencing). Learn more and apply here.

FAIR: Experience a banking solution built for you.

In our increasingly cashless economy, digital banking tools are more important than ever. We can work with you to open a low-cost, safe bank account. All enrollment appointments are conducted over Zoom video conferencing (a computer, tablet, or smartphone with video capability is required). FAIR Banking (Financial Access in Reach) offers checking, savings, and credit builder accounts that are designed to work for you no matter your banking history*, income, and/or how often you get paid. FAIR was developed hand-in-hand with consumers and nonprofits; each product has predictable fees and no overdraft penalties, so you can manage your money and build your credit. If you’ve been turned away from other banks, FAIR might be a fit for you! Learn more and apply here

*Prior bank fraud activity excluded.

Free tax prep and financial services 

With a team of 550+ IRS-certified volunteers, P+P provides free tax preparation and financial services to customers across the Twin Cities. P+P pairs tax preparation with financial services, and credit reports, designed to help people move further down the path of financial well-being. Learn more here.

Questions? Contact: David Langley, Outreach Coordinator